No one chooses to be disabled, but there are programs in place to help men and women who are unable to work through no fault of their own. From short term and long term disability provided by your employer to Social Security disability provided by the United States government, there are a number of options for people who are too disabled to hold down a job.
If you find yourself disabled and unable to perform your regular job duties, there are a number of questions you need to ask yourself before applying for disability benefits. Answering these questions now can allow you to get the money you deserve and avoid unnecessary delays and rejections.
Does My Disability Qualify for Benefits?
Perhaps the most important question to ask yourself is whether you particular condition qualifies for Federal, state or employer provided disability benefits. While a growing number of mental and physical ailments now qualify for disability benefits under Social Security and other programs, not all conditions will qualify.
Researching the qualifying conditions ahead of time can help you avoid costly rejections and allow you to make the most of your time. There is no sense applying for Social Security disability if your condition does not qualify for benefits.
Do I Need a Lawyer?
It can be tempting to apply for disability benefits on your own, especially with so much information available online. Even so, it is a good idea to at least talk to an attorney before applying for disability. A good lawyer will have experience with the disability application process, and they can help you avoid unnecessary mistakes.
A large percentage of individuals who apply for disability benefits without the guidance of an attorney are turned down, so hiring a lawyer is the best way to get the benefits you need and deserve. If you are thinking of filling out the application on your own, take a step back and call a disability attorney instead.
Can My Employer Put Me on Lighter Duty?
If your disabling condition is only temporary, you may be able to avoid further problems by asking your employer to put you on lighter duty. If you hurt your back and the doctor says you cannot lift for a month, ask your boss if you can be assigned a desk job for that period of time.
Being put on lighter duty can help you avoid long term disability and still earn a living and support your family. If your boss refuses to accommodate your needs, you will be in a stronger position if you do decide to apply for benefits at a later time.
Whether you are applying for disability in Greensboro NC or elsewhere in the country, it is important to get the help you need. Whether you were just injured or have been dealing with disability for some time now, hiring a good attorney is the best way to get the benefits you deserve.